iCheque develops disruptive and secure payment systems for the modern online world.

Our systems have processed over €1.5bn since launch in 2011. We are a successful, dynamic, and ambitious company employing 25 people in Cambridge, England. We solve global payment challenges in the business finance, prepaid card, and real-time cross-border environments.

Prepaid MasterCard®

EU Region

Payr® is an open-loop, non-reloadable, prepaid virtual MasterCard issued across Europe and accepted around the World.

  • Brings security and privacy to online shopping.
  • Non-reloadable to minimise fraud.
  • Low friction sign-up process.
  • MasterCard issued for global acceptance.
  • Enhanced merchant acceptance rates.

iCheque e-voucher


iCheque is an FCA-regulated, authorised e-money Institution and our virtual vouchers are distributed globally.

  • Prepaid Vouchers in multiple currencies.
  • Customer configurable value.
  • Instant issuing and spend.
  • Global network of retailers.

Prepaid Visa

North America

The Wyrz® card is an open-loop, non-reloadable, virtual Visa card for our US customers.

  • Brings security and privacy to online shopping.
  • US-tailored solution.
  • Low friction sign-up process.
  • Visa issued for global acceptance.
  • Enhanced merchant acceptance rates.

Our Culture

We have a lot to do, so everyone at iCheque has clear goals and responsibilities. We provide an environment where everyone has the opportunity to develop their skills and enjoy their work. In return we expect our team to support the business and their colleagues. We take pride in our friendly, open culture where everyone contributes to the company's success. And our flat structure ensures that everyone's voice is heard.

  • Small, very talented team
  • Highly-resilient products
  • Scalable, cloud-based architecture
  • Professionalism, Ownership and Accountability
  • Great working environment in Cambridge, UK

The Team

Julio Vildosola

The General Manager of iCheque since 2012, Julio is responsible for the business strategy of the company. Prior to this Julio spent 5 years at Nasdaq-listed BPO outsourcing firm ADP rising to the role of CEO for Spain & Portugal. Before that, Julio spent several years at GE Capital in the UK, USA and Spain leading teams in the consumer finance product space.

Caerwyn Prothero

The Chief Product Officer of iCheque since 2011, Caerwyn is also an original co-founder. Prior to this Caerwyn spent many years at WorldPay helping develop new products and markets in the payment card acceptance space.

Justin Lunny

The Chief Executive of iCheque since 2011, Justin is also an original co-founder. Prior to this Justin was a founder of Ukash (an FCA regulated e-money business now part of Paysafe) and Business Development Director of Earthport Plc, an FCA regulated Payment Institution.

Mat Peck

The Chief Technical Officer of iCheque since 2015, responsible for IT Development and Operations. Prior to this Mat was a co-founder and the CTO of Protx, the online payment gateway acquired by the Sage Group in 2006, and subsequently rebranded Sage Pay.

iCheque in Images

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